AI Financial Document Analysis: Ask Questions About Any Financial Report
Upload a financial statement, audit report, balance sheet, or P&L document and ask questions in plain English. Get number-backed answers with references to the source, so you can understand what the figures actually mean.
Supported Document Types
What can you upload?
Upload PDFs, Word documents, spreadsheets, or text files — or scanned and photographed documents. Scanned and image-based files are processed with OCR automatically, so you can search and ask questions about their text.
What to Ask
Sample questions
These are examples to get you started — you can ask anything about your document.
Capabilities
What LearnByAi does
Each capability is grounded in your document — no guessing, no hallucination.
Financial Statement Q&A
- ✓Ask specific questions about revenue, margins, expenses, and profitability in plain English
- ✓Works across multi-year reports so you can ask about trends and year-over-year changes
- ✓Returns the exact figures from your document alongside a clear explanation of what they mean
Audit Finding Extraction
- ✓Surfaces material weaknesses, qualified opinions, and going-concern notes from lengthy audit reports
- ✓Identifies management recommendations and auditor responses without reading every page
- ✓Useful for founders, investors, and finance teams reviewing external audit findings for the first time
Balance Sheet & Cash Flow Navigation
- ✓Ask liquidity and solvency questions without building your own model from the raw figures
- ✓Calculates and explains common ratios like current ratio, debt-to-equity, and working capital
- ✓Tracks cash flow movements across operating, investing, and financing activities
Investor Document Review
- ✓Navigate investment memoranda and fund prospectuses to extract fee structures and risk factors
- ✓Summarizes historical return data, investment strategy, and key terms without reading dense footnotes
- ✓Helps investors ask better questions before committing capital
Tax & Invoice Analysis
- ✓Upload tax assessments or advisory letters and ask about deductions, obligations, and positions taken
- ✓Cross-reference invoices against contracts or purchase orders to verify billing accuracy
- ✓Useful for small business owners, freelancers, and finance teams during tax preparation
See It in Action
A real conversation, not a screenshot
This is the kind of answer you get within seconds of uploading your document.
Based on the P&L statement in your document, here is a summary of the year-over-year changes:
Revenue & Gross Profit
- •Total revenue grew from $4.2M to $5.1M, an increase of 21.4%
- •Gross profit margin improved from 38% to 43%, driven by lower cost of goods sold
Operating Expenses & Net Profit
- •Operating expenses increased by 31% due to a significant rise in payroll costs
- •Net profit margin declined from 12% to 9%, despite the revenue growth
- •The directors' report attributes the margin compression to planned headcount expansion
💡 Follow-up suggestion: Ask "what does the cash flow statement say about the business's ability to fund this headcount growth?" for a more complete picture.
Source: Consolidated P&L Statement and Directors' Report, pages 4-9 of your uploaded document.
Process
From upload to answer in seconds
Upload
PDF, Office file, text, or scanned/image document
Extract
Text chunked & indexed
Ask
Plain-language question
Retrieve
RAG finds relevant passages
Answer
Grounded, cited response
Who Uses This
Built for professionals who read a lot of documents
Founders & CEOs
Review your own management accounts, audit reports, or investor updates quickly, without relying on your accountant to explain every line.
Investors & Analysts
Extract the figures and context that matter from annual reports, fund documents, and company accounts during due diligence.
Finance & Accounting Teams
Query budget documents, trial balances, and management reports to prepare for board meetings, audits, or financial reviews.
Small Business Owners
Understand your bank statements, invoices, and tax documents without needing to interpret accounting terminology on your own.
M&A & Due Diligence Teams
Upload target company financials and ask cross-period questions to identify trends, anomalies, and areas that require closer investigation.
Individuals
Make sense of pension statements, tax assessments, payslips, and personal finance documents without an accounting background.
Security & Privacy
Your documents never leave your session
We built LearnByAi so that privacy is a structural guarantee, not a setting.
Session-isolated processing
Your document is only accessible within your current session. No other user can see it.
Not used for AI training
Your files and conversations are never used to train any AI model.
Secure cloud storage
Files are stored via Cloudinary with strict access controls. Not stored on-device.
Automatic cleanup
Sessions and their associated data are cleaned up automatically when the session ends.
No plain-text storage
Vector embeddings — not raw document text — are what's indexed for AI retrieval.
No data sold, ever
We do not share, sell, or transfer your documents to any third party.
FAQ
Common questions
Stop reading. Start asking.
Upload your document and get answers in seconds. No account. No credit card. No waiting.
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